Money-Saving Tips for Filipinos in Australia


Tipid Tips

Money-Saving Tips for Filipinos in Oz

  Money-Saving Tips for Filipinos in Australia  

1. Find someone to share your flat with.

Rents are pretty expensive in Australia. Depending on the type property, rents can range between AU$250 to AU$1200 per week. Numerous Filipinos have commented how rents take up a huge part of their incomes. Sharing your flat with someone can significantly reduce your expenses. For example, if you’re paying AU$600 for a two-bedroom flat, sharing it with another boarder can save you AU$300, which you can spend for other necessities or go to your savings. There are several websites that provide shared accommodation listings in Oz, such as and A reminder: Flat sharing is not for everyone. If you’re single or are living with your significant other, this setup might be ideal for you. But, if you have kids, you might find this inconvenient for you and the ones you share your home with.

2. Be mindful of your household’s electric consumption.

The price of electricity in Australia is among the highest in the world. On average, households in Oz spend between AU$850 to $2750 in utility bills—majority of which goes to electric bills.
Here are some ways to save on electricity:
  • Set your washing machine to cold. Ninety percent of the power washing machines consume goes to heating water.
  • Try to limit your shower time to five minutes.
  • When shopping for clothes, choose the ones that require minimal ironing or none at all. Not only will you be saving electricity, you’ll have more time to spare, as well.
  • Only use clothes dryer when necessary. As much as possible, dry your clothes in a clothesline.
  • Consider investing in solar panels. You’ll be hitting two birds with one stone. You’ll save money and generate extra income as the Australian government pay for excess energy produced.
For more energy-saving tips, visit Energy Australia.

3. Sales. Sales. Sales.

Wait for sales. I’m not saying, “Don’t buy anything unless it’s on sale.” But if you don’t think you need something right away, wait for it to be on sale. Stock up on essentials, such as soap, detergent, shampoo, and toothpaste, when they are on sale. The end-of-financial-year sale (EOFYS) in Australia usually starts late May and end on the last week of June. EOFYS is one of the biggest retail sales in Australia. Consider buying clothes, appliances, and furniture at this time of the year as discounts could go as high as 70 percent. Also, buy clothes when they’re off season. Buying winter clothes during winter would be impractical. Winter clothes are generally less expensive in spring or summer and vice versa.

4. Go op shopping.

Op shops, or opportunity shops, are the Australian equivalent of ukay-ukays. If you’re a bargain hunter and you’re used to thrift shopping in the Philippines, you’ll find op shopping highly enjoyable. Op shops offer a variety of affordably priced items, including clothes, accessories, books, and furniture. Common op shops in Australia include Vinnies and Salvos.

5. Sign up to receive catalogues by mail.

Major supermarkets, such as Coles, Woolsworth, and Aldi, frequently mail catalogues. Don’t throw them away. You’ll be able to compare prices and learn which shops offer the lowest prices. Catalogues will also keep you updated on the latest sales and promotions.

6. Send money to the Philippines through authorized remittance centers.

Non-bank remittance companies, such as I-Remit to the Philippines, offer considerably lower remittance fees than banks. I-Remit to the Philippines, for example, sends money to any bank in the Philippines at only AU$7. Additionally, they have highly competitive rates. Since I-Remit is registered with AUSTRAC, you don’t have to worry about losing your hard-earned cash.         References:

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