After arriving in Australia, another important task every Filipino needs to do is to enroll in Medicare.
Medicare is a publicly funded, government-run health care scheme. Medicare is somehow similar to PhilHealth in the Philippines.
Why should you become a member of Medicare?
A membership in Medicare entitles you coverage for basic hospital and medical expenses. Also, the government subsidizes your prescription medicine and will give you access to lower cost medicine.
Furthermore, you may opt to be insured under a private insurance company and get Australian Government Rebate thru Medicare.
Related Article: Medicare Advantages for Aussies and Non-Aussie Visitors
Hospital and Medical Benefits
Filipinos who are Medicare members are entitled to free treatment in public hospitals in Australia. Medicare will also reimburse your doctor’s fees (100% for general practitioners and 85% for specialists) if your doctor does not directly bill Medicare. Otherwise, you won’t have to pay anything.
Pharmaceutical Benefits Scheme (PBS)
The Pharmaceutical Benefits Scheme allows members of Medicare to acquire most prescription medications at lower prices. If you are a Medicare member, PBS will cover a part of your medication’s cost. You only have to present your Medicare card upon every time you buy medicine.
Procedures Covered by Medicare:
Eye Tests Performed by Optometrists
Most Surgical and Therapeutic Procedures
Screening and Diagnostic Tests
Selected Allied Health Services
Selected Items in the Cleft Lip and Palate Scheme,
Selected Items in the Enhanced Primary Care Program,
Some Dental Surgeries
The following are some of the items NOT Covered by Medicare:
Contact Lenses and Glasses
Life Insurance and Superannuation Examinations
Most Chiropractic and Podiatry Services
Most Dental Exams and Treatments
Most Physical and Occupational Therapy Services
Most Psychology Services
Most Speech and Eye Therapy Services
How do you apply for Medicare?
It is quite easy to enroll. This is an infographic for the steps to get one.
To learn more about Medicare enrollment and to know if you’re eligible, click here.